California Loan Modification, Overview
Did you know that over 50 Percent all people who lose their house to foreclosure never attempted to fix their mortgage situation or
even spoke with their lender. Most of those people could have stayed in their home if they had someone
represent them to do the negotiating with the lender for them.
A Change to Your Existing Loan
A mortgage loan modification (Loan Mod) is a restructuring of your mortgage loan where there are changes to one or more of the terms of the mortgage. In many cases the interest rate, and in turn, the monthly
payment is lowered to an amount you can more easily afford. Another successful loan modification solution is to change the loan into a fixed rate loan, sometimes for a longer term than the existing loan. This makes budgeting so much easier for our clients plus it eliminates the worries of an increasing mortgage payment. Loan mods come in all forms. Each modification is tailored to a borrower's own unique situation. A California Loan Modification gets you back to living your life. No more worries about making your monthly payment or phone calls from your lender. Another bonus of a Loan Mod is that it has no negative effect on your credit score or the values of other homes in your community.
Many of our clients turn to us after getting frustrated with their lenders lack of help with their mortgage. Below is one of the most common reasons people retain our law firm. Saving your home is the fight of your life. Make sure you have a team as talented as the SB Law Center fighting on your side.
1-800-879-9440
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